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Phiên âm

Nghĩa tiếng Anh

Nghĩa tiếng Việt

Ví dụ

Account (n)

/əˈkaʊnt/

A record of financial transactions for an individual or organization, usually held by a bank.

Tài khoản ngân hàng

I need to check my bank account balance.

ATM (Automated Teller Machine) (n)

/ˌeɪ.tiːˈem/

A machine that allows users to withdraw cash and perform basic banking transactions.

Máy rút tiền tự động

I'll stop by the ATM to get some cash.

Annual Fee

/ˈænjuəl fiː/

A yearly charge by a credit card company to use their card, typically for maintenance and benefits.

Phí thường niên

I was charged an annual fee for my credit card.

Application (n)

/ˌæplɪˈkeɪʃən/

A formal request or proposal submitted to an organization or authority for a particular purpose.

Đơn xin một việc gì đó

I submitted my loan application to the bank.

Authorization (n)

/ˌɔː.θər.aɪˈzeɪ.ʃən/

Permission or approval to do something, often required for financial transactions.

Sự cho phép

I need your authorization to access your account.

Balance (n)

/ˈbæləns/

The amount of money in a bank account at a particular time.

Số dư tài khoản

I need to check my account balance.

Bankruptcy (n)

/ˈbæŋkrəptsi/

A legal status of a person or business that cannot repay their debts.

Phá sản

The company filed for bankruptcy.

Bill (n)

/bɪl/

A statement of money owed for goods or services.

Hóa đơn

I received a bill for my electricity.

Balance Sheet (n)

/ˈbæləns ʃi:t/

A financial statement that shows a company's assets, liabilities, and equity at a specific point in time

Bảng cân đối kế toán

The balance sheet provides an overview of the company's financial position.

Bank Statement

/bæŋk ˈsteɪtmənt/

A document provided by a bank that summarizes the transactions and balances in a bank account

Sao kê ngân hàng

I reviewed my bank statement to check for any unauthorized charges.

Borrow (v)

/ˈbɑːroʊ/

To take money or something of value with the intention of returning it later.

Mượn, vay

Can I borrow some money from you?

Branch (n)

/bræntʃ/

A local office or facility of a bank or other organization.

Chi nhánh

I'll visit the bank branch near my house.

Currency (n)

/ˈkʌr.ən.si/

The system of money used in a particular country.

Tiền tệ

The local currency is the euro.

Credit (n)

/ˈkredɪt/

The ability to obtain goods or services before payment, based on the trust that payment will be made in the future.

Tín dụng

I have good credit, so I can get a loan.

Charge (n)

/ʧɑːrdʒ/

The amount of money that is asked for goods and services.

Phí, giá

What's the charge for this service?

Customer (n)

/ˈkʌstəmər/

A person or organization that buys goods or services from a shop or business.

Khách hàng

The bank values its customers.

Deposit (n)

/dɪˈpɒzɪt/

A sum of money placed or kept in a bank account, usually to gain interest.

Tiền gửi

I made a deposit of $500 into my savings account.

Debit Card (n)

/ˈdebɪt kɑːrd/

A card that allows the holder to transfer money electronically when making a purchase, deducting the money directly from their bank account.

Thẻ ghi nợ

I used my debit card to pay for the groceries.

Depreciation (n)

/dɪˌpriːʃiˈeɪʃən/

A decrease in the value of an asset over time due to wear and tear or obsolescence

Sự khấu hao

Depreciation is recorded as an expense on the income statement.

Dividend (n)

/ˈdɪvɪdend/

A sum of money paid regularly (typically quarterly) by a company to its shareholders out of its profits.

Cổ tức, lợi tức

I received a dividend from my stock investments.

Equity (n)

/ˈekwəti/

The value of an asset after deducting any debts or liabilities associated with it; ownership interest in a company.

Vốn chủ sở hữu, cổ phần

The equity in our home has increased over the years.

Exchange Rate (n)

/ɪksˈtʃeɪndʒ ˌreɪt/

The value of one currency in terms of another, used for international trading and foreign exchange.

Tỷ giá hối đoái

The exchange rate between the US dollar and Euro is favorable for travelers.

Expense (n)

/ɪkˈspens/

The cost incurred in the process of generating revenue

Chi phí

Salaries and rent are examples of operating expenses.

Expenditure (n)

/ɪkˈspendɪtʃər/

The action of spending funds, or an amount of money spent on something.

Sự chi tiêu, khoản chi

Our monthly expenditures include rent, groceries, and utilities.

Finance (n)

/faɪˈnæns/

The management of money, banking, investments, and credit.

Tài chính

She works in finance and helps clients with their investment portfolios.

Fraud (n)

/frɔːd/

Deception or trickery, usually for financial gain.

Vụ lừa đảo

The bank detected fraud in the customer's account and alerted them immediately.

Financial Institution

/faɪˈnænʃəl ˌɪn.stəˈtuː.ʃən/

A company or organization that provides financial services to customers, such as banks and credit unions.

Tổ chức tài chính

The local financial institution offers competitive interest rates on savings accounts.

Fixed Rate (n)

/fɪkst reɪt/

An interest rate that remains constant for the entire term of a loan or financial product.

Lãi suất cố định

A fixed-rate mortgage provides stability because the interest rate does not change.

Guarantee (n)

/ˌɡærənˈtiː/

A promise or assurance that something will be done or will happen, often in the context of loans or obligations.

Bảo lãnh

The bank requires a guarantee for the loan, such as collateral or a co-signer.

Gross Income (n)

/ɡroʊs ˈɪnkʌm/

The total income earned before any deductions or taxes are taken out.

Thu nhập gộp

His gross income for the year was $60,000 before taxes were deducted.

Grant (n)

/ɡrænt/

Money provided by an organization or government for a specific purpose, often without the need for repayment.

Khoản hỗ trợ tài chính

She received a grant to support her research project.

Interest Rate (n)

/ˈɪntrest reɪt/

The cost of borrowing money or the return on investment, expressed as a percentage of the principal amount.

Lãi suất

The bank increased its interest rates on savings accounts.

Investment (n)

/ɪnˈvestmənt/

The act of putting money or capital into a project, business, or financial scheme with the expectation of achieving a profit.

Khoản đầu tư

She made a wise investment by purchasing stocks in that company.

Installment (n)

/ɪnˈstɔ:lmənt/

A regular payment made to pay off a debt or purchase over a fixed period, often consisting of both principal and interest.

Khoản trả góp

He pays his car loan in monthly installments.

Insurance (n)

/ɪnˈʃʊə.rəns/

A financial arrangement that provides protection or reimbursement in the event of loss, damage, illness, or death.

Bảo hiểm

Health insurance can help cover medical expenses in case of illness or injury.

Loan (n)

/loʊn/

A sum of money that is borrowed and is expected to be paid back with interest.

Khoản vay

He took out a loan from the bank to buy a new car.

Lender (n)

/ˈlendər/

An individual, financial institution, or organization that lends money to borrowers.

Người cho vay

The lender approved the mortgage application.

Liability (n)

/ˌlaɪəˈbɪləti/

The legal obligation to settle a debt or financial responsibility.

Nghĩa vụ thanh toán

The company's liabilities exceeded its assets, leading to financial difficulties.

Non-profit (adj)

/ˌnɒnˈprɒf.ɪt/

An organization or institution that does not operate for the purpose of making a profit.

Phi lợi nhuận

The charity is a non-profit organization dedicated to helping the homeless.

Nominal Interest Rate (n)

/ˈnɑː.mə.nəl ˈɪntrest reɪt/

The stated interest rate on a loan or investment, not taking into account inflation or compounding.

Lãi suất trên danh nghĩa, không tính lạm phát

The nominal interest rate on the bond was 5%, but inflation reduced its real return.

Portfolio (n)

/ˌpɔ:rtˈfoʊliˌoʊ/

A collection of financial investments.

Danh mục đầu tư

Her investment portfolio includes stocks, bonds, and real estate.

Payment (n)

/ˈpeɪmənt/

The act of giving money for goods or services.

Thanh toán

I made a payment for my monthly bills online.

Profit (n)

/ˈprɒfɪt/

Money gained from a business or investment.

Lợi nhuận

The company reported a significant profit in the last quarter.

Penalty (n)

/ˈpenəlti/

A punishment or fine for not following rules or agreements.

Vi phạm, khoản tiền phạt

There is a penalty for late payment of the loan installment.

Overdraft (n)

/ˈoʊvəˌdræft/

A deficit in a bank account caused by drawing more money than the account holds.

Thấu chi

He was charged an overdraft fee because he withdrew more money than he had in his account.

Transaction (n)

/trænˈzækʃən/

An instance of buying or selling something; a business deal.

Giao dịch

I need to check my bank statement to see if the transaction went through.

Transfer (v)

/ˈtrænsfər/

To move something from one place or account to another.

Chuyển khoản, chuyển tiền

He transferred money from his savings account to his checking account.

Term deposit (n)

/tɜːrm dɪˈpɑːzɪt/

A fixed-term savings deposit with a set interest rate.

Tiền gửi có kỳ hạn

She put her money into a term deposit to earn a higher interest rate.

Retail Banking (n)

/ˈriːteɪl ˈbæŋkɪŋ/

Banking services provided directly to consumers, such as savings accounts, loans, and credit cards.

Nghiệp vụ ngân hàng lẻ

Retail banking focuses on individual customers' financial needs.

Risk Assessment (n)

/’rɪsk əˈsesmənt/

The process of evaluating potential risks associated with lending or investment.

Đánh giá rủi ro

Risk assessment is a critical step before approving a loan application.

Retirement Fund

/rɪˈtaɪəmənt fʌnd/

A savings account or investment specifically designated for retirement.

Quỹ hưu trí

Contributing to a retirement fund is essential for financial security in old age.

Yield (n)

/jiːld/

The income earned from an investment or savings account.

Thu nhập, lợi suất

The yield on the government bonds is currently 3%.

Savings Account (n)

/ˈseɪvɪŋz əˈkaʊnt/

A bank account where you can deposit and save money, typically earning interest.

Tài khoản tiết kiệm

I opened a savings account to save money for a future vacation.

Security (n)

/sɪˈkjʊərəti/

Measures taken to protect the safety of financial transactions and data.

Bảo mật

Online banking systems have robust security measures in place.

Stock Market (n)

/stɒk ˈmɑːkɪt/

A marketplace for buying and selling stocks or shares of publicly-traded companies.

Thị trường chứng khoán

Investors closely monitor the stock market for potential opportunities.

Withdraw (v)

/wɪðˈdrɔː/

To take money out of a bank account

Rút tiền khỏi tài khoản ngân hàng

I need to withdraw some cash from the ATM.

Wallet (n)

/ˈwɒlɪt/

A small, flat case for holding money, credit cards, and other personal items

Một chiếc ví nhỏ phẳng để đựng tiền, thẻ tín dụng và các đồ cá nhân khác

I keep my driver's license and credit cards in my wallet.

Wealth (n)

/welθ/

The abundance of valuable possessions or money

Sự giàu có

His wealth allowed him to live a luxurious life.

Warranty (n)

/ˈwɒrənti/

A written guarantee that a product will be repaired or replaced if it has a fault within a certain period

Bảo hành, cam kết

The smartphone comes with a one-year warranty.

Withholding Tax (n)

/wɪðˈhoʊldɪŋ tæks/

A portion of an individual's income that is withheld by an employer and sent directly to the government as a prepayment of income taxes

Thuế nhà thầu

Withholding tax is deducted from your salary before you receive it.